WELCOME to King-Taylor Chicago Realty! Chicago is brimming with exceptional properties suitable for every lifestyle and offers a diverse range of dining, entertainment, business and culture. As your broker, Kelly King-Taylor will preserve your privacy, respect your busy schedule and provide an open line of communication with extensive attention to detail. Kelly is an Accredited Buyer Representative (ABR) and received certification as a Pricing Strategy Advisor (PSA), this means she has met training and performance standards which are maintained on an on-going basis to benefit her clients. She is committed to giving each client a tailored, full-service experience whether they are a first-time home buyer or an experienced investor.

This website is designed to be used to learn the basics of both purchasing and selling a home, including information on down payment assistance in Illinois and resources for buyers and sellers. Jump in, explore the site, and consider the possibilities!

***News & Notes***

Where are we on the rates rollercoaster?

Late Oct ‘25  Fannie Mae lowered its mortgage rate outlook to end 2025 at 6.3%, down from 6.4% it forecast last month. That's not a whole lot, but even that little bit is expected to lift single-family mortgage originations from $1.85 trillion to $1.88 trillion this year. Economists from the Mortgage Bankers Association are even more bullish, projecting $2 trillion in single-family origination volume for 2025. For 2026, MBA forecasts:

• Purchase originations to increase 7.7%

• Refinance originations to increase 9.2%

• By loan count, total mortgage origination volume to increase 7.6% to 5.8 million loans.

And while the expected Fed rate cut this week has already been priced in to current mortgage rates, things have improved a lot from this summer when the Fed seemed to see no reason cut rates at all.

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